18 Year Olds Do Your Future Self A Favor

18 year olds do your future self a favor and take advantage of the following 6 tips. Do so while you’re still living at home with no rent, bills, mortgage or debt.

Your late teen years are the building blocks for the rest of your life. The decisions you make during that time will set the foundation for your future.


Seriously consider if this is the right move for you. College isn’t the answer for everyone and can actually set you back big time. Many who go to college leave with $60,000 or more worth of debt. A degree doesn’t mean you’ll get a job right away either.

A lot of what you learn in school can be learned on-line. The piece of paper you’re given that says you’re qualified, from an accredited college, no one asks to see anyway.

Obviously many fields require you to have higher education. However, if you are a self starter with an entrepreneurial mind set I would highly consider forgoing college. Use that time to find a mentor and build your business.

With all that being said, if you have a scholarship or if you are fortunate enough to have a paid ride, college is a no-brainer for everyone.

Invest In Stocks

18 year olds do yourself a favor and start investing in high yield dividend stocks. It’s never been easier to sign up for Robinhood or Webull and buy stocks right from your phone. You literally don’t have to know a single thing about the stock market. Simply just mirror what the smartest people are doing and learn as you go.

When Jeff Bezos, founder and CEO of Amazon met Warren Buffett, founder and CEO of Berkshire Hathaway, he asked, “your investing strategy is so simple, why doesn’t everyone just copy you.” Buffett’s reply, “because nobody wants to get rich slow.”

With dividend stocks you can literally live off the dividends later on in life. Quite sooner if you invest more. Or at the very least supplement what you are already making.

Start a Side Hustle Online

There are so many ways to make money online today. If you just stick with it and put in the work you’ll eventually have a break through. Especially if you are living with your parents, there is essentially no risk and all reward for giving the online world a go. Here is a list of online businesses to start.

Amazon Private label
affiliate marketing
website design 

Invest in Bitcoin 

Every investor should have the goal of owning at least 1 Bitcoin. The truth is, there will only ever be 21 million Bitcoin in the world. As of October 2019 there were only 46.8 millionaires in the world. There aren’t even enough bitcoin for every millionaire to have one.

With the scarcity of Bitcoin and the harder it gets to mine every 4 years, speculators don’t think a $100,000 Bitcoin is out of reach. You’ll definitely be in the minority if you can grab at least 1.

Coinbase Ad


Get out an see the world. There is so much out there to explore. Don’t get caught up in your small bubble and miss out on a cross country trek or back packing through South East Asia.

These experiences can really change your outlook on life and pave the way for your future. Don’t forget to document your journey along the way. 

Stay Out of Debt

Many people spend the entirety of their adult life trying to get out of debt. Here’s the secret kids. Don’t get in debt to begin with. Yes, there is good and bad debt, but that’s for another post. At 18 you are starting with a clean slate. Life is so much simpler when you don’t have to worry about paying this credit card or that loan. The shackles of debt literally hold you back from so many things. Do your future self a favor and limit debt as much as possible.

18 year old do your future self a favor, you’ll thank me later.

Do your future self a favor

This article includes affiliate links. The blog earns a small commission at no extra cost to you. By using our links you help to keep the blog running. Furthermore, this article is not financial advice. I am not a financial advisor and words herein are for entertainment purposes only.

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